Start with what you wear
Gather a few pieces you wear often and note recurring colours. Your palette should reflect real habits, not an ideal imposed by a trend.
Choose a base
Neutrals such as ivory, deep blue, brown, grey or olive can connect different pieces. Choose a base around what you own and your everyday life.
Add accents
Two or three accent colours add variety without making every outfit complicated. An accessory or knit is an easy way to test them.
Consider texture and light
The same colour changes with material: linen looks matte, silk reflects, and wool absorbs light. Assess garments together rather than judging isolated swatches.
Leave room for surprise
A useful palette should not become a cage. Leave room for an unexpected colour or a chance find if it genuinely feels like you.
Style is personal: observe, experiment and choose what genuinely works for you.